Micheline Joyce
Let's Talk.
Speak with our VP Business Dev to discuss licensing our building-level data and engaging policyholders with our apps. Find her on LinkedIn.
Climative is the home upgrade portal that turns climate data into actionable plans for homeowner safety, comfort, and affordability. White-label or co-brand the experience for your policyholders.
Give every policyholder a clear path to reduce risk. Climative delivers personalized adaptation plans at scale, including climate risk profiles, mitigation scenarios, projected impact, and homeowner-friendly resources.
Tailored home upgrade paths let policyholders prioritize home improvements based on what matters most to them: climate resilience, comfort, affordability, and energy use. We understand that home upgrades have co-benefits (like updating attic insulation to mitigate moisture damage AND lower energy bills), so users are guided down a common-sense path to achieve the home they want.
Policyholders start by viewing their climate risk exposure (wildfire, flooding, etc.) and are presented with mitigation measures, the project’s cost, and its impact on their risk exposure. The portal can also be customized to connect to contractors, coaches, and other helpful resources.
Climative gives instant advice with no effort from the homeowner (where data is available). We can process 1M+ buildings daily with 100% coverage to add new communities rapidly. 11M+ building assessments are already on the Climative platform.
PCAF-accredited to meet data quality level 3, proven in projects with industry-leading institutions using our proprietary ACM™. We proudly partner with leading data providers and align with existing guidelines for resilience measures. Contact our Data Scientist to learn about our data sources.

Deploying Climative is like hosting thousands of climate conversations at once. Help policyholders understand the upside of mitigation.

Be your policyholders’ trusted source for helpful and honest advice, so they can feel safer in their home with you at their side.

Turn climate risk insights into measurable mitigation steps that protect homes and improve loss performance.
Homeowners make big decisions about their homes every year. They deserve to know what their home is up against.
Climative shows them. Policyholders understand their exposure to climate perils, prioritize resilience upgrades, and identify complementary energy efficiency improvements that can make investing in home protection more affordable. A homeowner who can see the risk can act on it.

Multi-peril risk at the address level, explained in terms homeowners understand.

Every risk comes with specific measures, cost estimates, and available incentives.

Sources and methods are documented under a Responsible AI Framework.
A roof needs replacing. A furnace is nearing the end of its life. An electrical panel needs upgrading.
Every home improvement is an opportunity to build resilience.
Climative connects climate risk insights with energy efficiency and home improvement recommendations, helping homeowners make investments that deliver benefits beyond the immediate need.
A safer home. Lower energy costs. Greater comfort.
Homeowners plan related upgrades as one project, lower their labor costs, and see the payback in energy savings and comfort, along with a more resilient home.
Explore some examples below
Starts with
Fire and wind resistance
Add
Lower energy bills
Add
Reduced fire risk
One project
Lower labor costs, more payback
Starts with
Power through outages
Add
Lower energy bills
Add
Even temperatures
One project
Lower labor costs, more payback
Starts with
Lower water damage risk
Add
Lower water damage risk
Add
Lower heating bills
One project
Lower labor costs, more payback
One project, multiple co-benefits.

Policyholders act on risks before an event.

Hardened homes are easier to cover at renewal.

Talk to policyholders about bills, comfort, and safety all year.
Speak with our VP Business Dev to discuss licensing our building-level data and engaging policyholders with our apps. Find her on LinkedIn.
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